FNBO Direct is offering a nationwide online checking account with a nice 0.65% APY. Note that this is checking, meaning that your debit, liquid cash will earn the high-yield interest. This is NOT a savings account, meaning you can withdraw as many times as you like per month.
Most checking accounts pay little-to-no interest, but FNBO will pay you a nice 0.65% APY just for having the cash in yoru account whle yopu shop.
This offer is available to all US residents and only requires a minimum of $1 to start. The account has no monthly fees, no minimum requirements to earn the APY. You’ll earn on even 1 cent at the high rate. FNBO also offers free online banking, 24/7 access to over 2M ATMs, a free Visa debit card, Popmoney, free fraud monitoring,
This is a limited-time promotional offer to lock in the savings rate.
FNBO Direct Online Checking Account offer details
Account Type: Online Checking Account
Interest Rate: 0.65% APY
Minimum Balance to Earn APY: $0.01
Maximum Balance: None listed
Opening Deposit: $1
Maintenance Fees: None
Insured: Yes – FDIC.
Fraud monitoring: Yes
How to get the 0.65% APY checking account
- Sign up here for an online checking account
- Fund it with some cash.
- You’ll get a Visa debit card in the mail.
- Earn 0.65% on any amounts in your checking/debit account.
Pros of FNBO
- No minimum to get 0.65% APY
- Earn on your liquid cash
- Competitive rate for checking APY
- Popmoney included
- Online banking
- 24/7 access to 2M ATMs nationwide
- Fraud monitoring
- Free recurring payments
- Free Visa debit card
- No fees or minimum balance requirements
- You can shut down the account anytime with no fees
- 1 free overdraft per year
Cons of FNBO
- 0.65% APY for checking isn’t the absolute best, but it’s very good.
This is a good checking account with Visa which you can use nearly
Analytical. Paranoid. OCD. Interested in the world of crypto and how it affects our current world and future. New to investing, not so new to know how crypto works and influence the world of fiat currency. Blockchain is my second wife.