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FNBO Direct 0.65% APY Online Checking

FNBO Direct 0.65% APY Online Checking

FNBO Direct has a high interest online checking account at 0.65% APY.

All you need to sign up is a minimum deposit of just a dollar for the online checking, and then you’ll earn 0.65% APY on your checking for all balances.

High interest checking

Keep in mind, this is for checking, which means your money is liquid compared to online savings, where it may take some time before you have access to your cash and there’s a monthly limit for withdrawals.

Checking accounts have no monthly limits so you have unlimited access to your cash, and you earn a high interest rate on it also.

FNBO Direct is a child company of First National Bank of Omaha, which is the largest private bank in the United States.

FNBO Direct online checking details

  • Account type: Checking
  • Opening deposit: $1
  • Monthly fees: None

How to sign up FNBO Checking

  1. Sign up for an account here.
  2. Deposit $1 at least to your newly opened account.
  3. Earn 0.65% APY on all balances going forward.


There are no fees associated with this online checking account.

Overall review

This checking account offers one of the highest chcking accounts rates in the nation and is available nationwide.

For those who want access to liquid capital and want to enjoy a high rate at the same time, FNBO Direct’s online checking is worth a try.

What do you think?