FNBO Direct is offering a nationwide savings account with a 2.25% APY.
This offer is avaialble to all US residents and only requires a minimum of $1 to start. The account has no monthly fees, no mimium requirements to earn the APY, and Popmoney to send/receive your cash using your FNBO Direct accounts.
This is a limited-time promotional offer to lock in the savings rate.
FNBO Direct Savings Account offer details
Account Type: Savings Account
Interest Rate: 2.25% APY
Minimum Balance to Earn APY: $1
Maximum Balance: $1,000,000
Opening Deposit: $1D
Monthly Fee: None
Insured: Yes – FDIC.
ACH limits and speeds
FNBO Direct has an ACH pull daily limit of $100K and
Their ACH push is $250K daily and monthly is unknown. Pushing also has no fees that I’m aware of.
I couldn’t find anything in particular regarding ACH speeds. But I presume it’s the same as any other standard back with a 3-5 days ACH transaction period.
How to get the 2.25% APY
- Sign up using this link.
- Open a new account and fund it with at least $1.
- Transfer funds into the account and start getting the 2.25% high-yield.
Pros of FNBO
- No minimum to get
- Popmoney included
- Online banking
- No fees or minimum balance requirements
- You can shut down the account anytime
- Free ACH push/pull
- Earn with just $1
- You can also sign up for high APY checking at FNBO.
Cons of FNBO
- 2.25% isn’t the best rate possible, but still very decent
FNBO Direct is
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